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Individual Term Life Insurance

@pprove Term Insurance

Life insurance is a key component in the financial protection for those around you. Western Life offers several insurance options that will meet your needs.

Term 10, Term 20 or Term 30

With Term policies, insurance is provided until the insured reaches the policy anniversary following their 85th birthday. Every 10, 20 or 30 years (depending on the term of the product purchased) the contract is automatically renewed (at a higher premium) without medical underwriting. Prior to the age of 65 the policy may be converted to an available product that offers permanent protection.

Term 100 with Life Pay, 20-Pay, and 10-Pay options

This product offers coverage at a fixed cost for 100 years. The length of pay option that you select will determine if you pay premiums for 10 years, 20 years or 100 years before the policy is paid for entirely. Talk to your insurance advisor about whether cash values are available with the plan you choose.